Resources

• Articles

  • Cash Management

    • What Are Some Tips for Managing My Money?
    • What Cash Management Tools Are Available?
    • How Do Money Market Mutual Funds Work?
    • How Can I Better Manage My Short-Term Cash?
    • What About Financial Aid for College?
    • What Savings Alternatives Are Available?

  • Estates & Trusts

    • What Key Estate Planning Tools Should I Know About?
    • How Can a Living Trust Help Me Control My Estate?
    • What Are the Pitfalls of Probate?
    • How Can My Gift Benefit Me and the Charity?
    • How Can I Build and Preserve My Estate?
    • How Will I Pay Estate Taxes?
    • What Gifting Strategies Are Available to Me?
    • What Is the Best Form of Property Ownership for Me?
    • What Is the History of the Federal Estate Tax?

  • Investing

    • How Are Annuities Taxed?
    • How Are Common and Preferred Stocks Different?
    • What Are Dividends?
    • What Is an Exchange-Traded Fund?
    • How Are Growth and Value Stocks Different?
    • How Are Mutual Funds Taxed?
    • What Is Stock?
    • What Is Diversification?
    • What Types of Bonds Are Available?
    • What Is a Bond?
    • What Do Bond Ratings Mean?
    • What Is a Stock Index?
    • How Do Mutual Funds and Stocks Differ?
    • What Is a Mutual Fund?
    • What Is a Closed-End Fund?
    • What Is a Mutual Fund Load?
    • What Is an Annuity?
    • What Is the Difference Between a Fixed Annuity and a Variable Annuity?
    • What Investment Risks Should I Know About?
    • What Are the Different Classes of Assets?
    • What Is Asset Allocation?
    • How Can I Save for My Child’s College Education?
    • What Stock and Bond Investing Alternatives Do I Have?
    • What Is Dollar-Cost Averaging?
    • 529 Lesson Plan: High Scores for 529 Plans

  • Retirement

    • What Is a SEP IRA?
    • What Is a SIMPLE?
    • What Is an IRA Rollover?
    • What Is a Roth 401(k)?
    • What Is a Profit-Sharing Plan?
    • What Is a Money Purchase Pension Plan?
    • What Is a 403(b) Plan?
    • Why Do People Buy Annuities?
    • What Are Annuity Living Benefits?
    • How Much Do I Need to Save?
    • A New Chapter for Retirement
    • Unforgettable Birthdays
    • Should You Bank Your Retirement on Your Business?
    • Will Social Security Retire Before You Do?
    • How Can I Estimate My Future Social Security Benefits?
    • What Is a Self-Employed Retirement Plan?
    • What Is an Indexed Annuity?
    • What Are My Retirement Plan Distribution Options?
    • What Is a Traditional IRA?
    • What Is a 401(k) Plan?
    • Save Now or Save Later?
    • What Is a Roth IRA?

  • Risk Management

    • Why Purchase Life Insurance?
    • What Is Property and Casualty Insurance?
    • Do I Need a Business Owner Policy?
    • What Is Life Insurance for Business Owners?
    • What Is Disability Income Insurance for Business Owners?
    • What Is Term Life Insurance?
    • What Is Whole Life Insurance?
    • What Is Universal Life Insurance?
    • What Is Variable Life Insurance?
    • What Are the Main Types of Auto Insurance?
    • How Do I Make a Property Insurance Claim?
    • How Can I Insure My Future?
    • How Can I Protect My Home?
    • Do I Need Disability Income Insurance?
    • What Types of Health Coverage Are Available?
    • How Can I Extend My Liability Coverage?
    • What Is the Difference Between an HMO and a PPO?
    • How Can I Determine the Financial Strength of My Insurance Company?
    • Am I Prepared for Long-Term Care Expenses?
    • What Does Medicare Cover?
    • How Likely Am I to Need Long-Term Care?
    • What Are the Basic Types of Life Insurance?

  • Tax Planning

    • What Is the Capital Gain Tax?
    • What Is the Estate Tax?
    • What Is the Gift Tax?
    • How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
    • What Is a Required Minimum Distribution?
    • When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
    • How Can I Benefit from Tax-Advantaged Investments?
    • What Tax-Advantaged Alternatives Are Available?
    • What Is the Tax History of the United States?

• Newsletters

  • November

    • HOT TOPIC: High Foreign Investment in the U.S. – Will It Last?
    • Treasury Yields Off 17-Year Highs
    • If You Don’t Have a Will Yet, Why Not?
    • FAFSA for 2025-2026 School Year Opens December 1
    • Do You Know Your Medicare Coverage Options?
    • Higher Rates Pressure Borrowers and Some Banks: Is Your Money Safe?

  • October

    • HOT TOPIC: The Fed Finally Cut Interest Rates
    • Can You Put the Brakes on Rising Auto Insurance Premiums?
    • Do You Have Enough Life Insurance?
    • Making the Most of Your Credit Card
    • A Pension Strategy That May Boost Your Income
    • What’s Your Real Return?

  • September

    • HOT TOPIC: Should You Worry About Market Volatility?
    • It’s Complicated: Inheriting IRAs and Retirement Plans
    • Retroactive Social Security Benefits: A Chance to Turn Back Time
    • Eight Great Investing Quotes
    • Thinking of Selling Your Home? Don’t Be Surprised by Capital Gains Taxes
    • Just Your Average Millionaire

  • August

    • HOT TOPIC: Real Estate Commission Changes Around the Corner
    • Watch for These Hazards on the Road to Retirement
    • Mixing It Up: Asset Allocation and Diversification
    • After the Loss of a Loved One, Watch Out for Scams
    • Consumer Sentiment: Do Americans See Brighter Days Ahead?
    • Equity REITs: Is There Room for Real Estate in Your Portfolio?

  • July

    • HOT TOPIC: The Economic Impact of an Aging World
    • Should You Buy or Lease Your Next Vehicle?
    • Birthday Benefits Quiz
    • The IRS Wants More Info About Your Gig Income
    • Can Home Improvements Lower Your Tax Bill? It Depends
    • Saving for College: 529 Plan vs. Roth IRA

  • June

    • HOT TOPIC: Real Estate Roundup: Feeling the Impact of Higher Rates
    • Investor, Know Thyself: How Your Biases Can Affect Investment Decisions
    • Do You Need to Adjust Your Tax Withholding?
    • Insurance Gaps May Pose Risks for High-Net-Worth Households
    • The United States Is Older Than Ever Before
    • Are You Spending Money to Keep Stuff You Don’t Need?

  • May

    • HOT TOPIC: What Stubborn Inflation Could Mean for the U.S. Economy
    • Market Measures: Beyond the Dow
    • New SAVE Repayment Plan Offers Key Benefits
    • ESG Investing in the Spotlight
    • Housing Market Trends: Are They Helping or Hurting the Economy?
    • Where Will You Live as You Grow Older?

  • April

    • HOT TOPIC: International Investing: The Diverging Fortunes of China and Japan
    • Beware of These Life Insurance Beneficiary Mistakes
    • Individual Bonds vs. Bond Funds: What’s the Difference?
    • What’s Required of the Executor of an Estate?
    • How a Family Limited Partnership Can Power an Estate Plan
    • Fixed Annuities: Retirement Income for Now or Later

  • March

    • HOT TOPIC: Can Productivity Keep Driving the U.S. Economy?
    • Key Retirement and Tax Numbers for 2024
    • How Savers and Spenders Can Meet in the Middle
    • The Federal Reserve’s Key Meeting Dates in 2024
    • Roth 401(k) News: Is It Time to Rethink How You Save for Retirement?
    • Can Your Personality Influence Your Portfolio? New Research Points to Yes

  • February

    • A New Year, A New Opportunity to Save with a 529 Plan
    • Don’t Forget About Credit When Planning for Retirement
    • Do You Have These Key Estate Planning Documents?
    • Debit or Credit — What’s the Difference?
    • Small Businesses Could Face Borrowing Challenges

  • January

    • HOT TOPIC: SECURE 2.0 Provides New Retirement Savings Options in 2024
    • Understanding Life Insurance
    • Will You Work Beyond Traditional Retirement Age?
    • Setting a Retirement Savings Goal
    • SECURE 2.0 Makes It Easier to Give and Receive
    • How to Kill Your Zombie Subscriptions

  • December

    • HOT TOPIC: A Cautiously Optimistic Economic Outlook for 2024
    • Much Ado About RMDs
    • Medical Debt and Your Credit Report
    • ISM Indexes Watch for Trouble on Both Sides of the Economy
    • Why the EPA is Focusing on “Forever” Chemicals
    • New Medicare Rules Tackle Prescription Drug Prices

• Videos

  • Should You Pay Off Debt or Save for Retirement?
  • Should You Sell When the Market Drops?
  • 3 Potential Benefits of Dollar-Cost Averaging
  • The Basics of Social Security Retirement Benefits
  • Financial Planning: Helping You See the Big Picture
  • Stocks and Stock Mutual Funds 101
  • Bonds and Bond Mutual Funds 101
  • The Pros and Cons of a Big Tax Refund
  • Do You Know Who Your Beneficiaries Are?

• Tax Library

  • Tax Forms
  • Tax Rates
  • Tax Publications
  • Tax Glossary
  • Tax Calendar
  • TaxWise Strategies
  • Tax Calculator

• Calculators

  • Cash Management

    • Cash Flow Analysis
    • Net Worth
    • Lifetime Earnings

  • Estate Planning

    • Estate Taxes

  • Loans & Credit Cards

    • Loan Payoff
    • Home Affordability
    • Mortgage Refinancing
    • Mortgage Acceleration
    • Credit Card Debt
    • Lease Payment
    • Car Affordability

  • Retirement & Inflation

    • Cost of Retirement
    • Required Minimum Distributions
    • Impact of Inflation
    • Retirement Plan Early Distribution
    • Retirement Portfolio Lifespan

  • Risk Management

    • Life Insurance
    • Life Expectancy
    • Long-Term Care Self Insurance
    • LTCI Cost of Waiting
    • Disability Income Insurance

  • Saving & Investing

    • College Funding
    • Savings Goals
    • Savings Accumulation
    • Taxable Equivalent Yield

  • Taxes & IRAs

    • Federal Income Tax
    • Tax-Deferred Savings
    • IRA Eligibility
    • Roth IRA Conversion

• Glossary

• Flipbooks

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